Jakarta – This article will review effective daily saving methods and tips to support a thrifty lifestyle. The habit of saving must be applied early on so that you get used to not wasting money and managing money well. What kind of way of saving is considered easy and effective? Check out the explanation below.
Effective Daily Saving Tips
Savings can be done in stages and done every day. Reporting from the book Urgency of Hajj at a Young Age by Rafhensyi Harssilah, here are ways you can start saving:
1. Saving with Small Nominal
Is saving synonymous with saving large amounts of money? Of course not! Saving can actually start from the smallest nominal. Without realizing it, a nominal Rp. 1,000 to Rp. 20,000 can accumulate to a large nominal if you are consistent and committed to saving. slot deposit dana
2. Target Piggy Bank
Using a piggy bank can be an option besides saving money in the bank. The piggy bank that is in the house is then given a “target” writing about the reason why you put the money there. This method prevents you from being tempted to take the savings that are already in the piggy bank. Always remember what your goals and reasons are for saving, then you won’t easily take what’s in the piggy bank. situs roulette online
3. Avoid procrastinating to save
Too often delaying commitments and the desire to save actually makes you lose more opportunities to enjoy the results of savings investments. Better to start right away at the beginning.
4. Tighten Money Withdrawals Through ATMs
These tips are discussed in the book Finally, We Are Steady on Marriage by Imron Mustofa which discusses ways and tips on saving for wedding preparations. However, you can also apply this method to avoid a wasteful lifestyle, which is to tighten up withdrawing money through an ATM. Don’t rely too much on the money in the ATM because it has the potential to fail when it comes to saving.
5. Prioritizing the Items Needed
The next daily saving tip is to understand that there is a priority scale for daily living needs. Needs are something that must be met and must be purchased, while goods that are simply wanted are not necessarily important and are on a priority scale.
6. Be careful with small expenses
Being careful with small expenses means being careful in spending money, including knowing the pros and cons. This is done so that we are not careless in wasting money.
Discipline is the attitude that most determines your success or failure when saving. Without discipline and consistent intention, saving will not run continuously. It could only last for a month after that it is not continued. If that’s the way, then success for saving will be difficult to achieve.
8. Create a Personal Finance Management System
The Balance Money provides daily saving methods and tips in the form of a personal financial management system which includes:
Evaluate expenses before making a budget plan
Create a monthly spending plan
Know what expenses are allocated for
Main daily expenses using cash
It is hoped that the method above can help you build a personal financial management system according to your needs.
9. Pay Off Bills
Furthermore, daily saving tips that should be done are paying off debts and bills. With the bill paid off, you can fully allocate money for savings.
10. Limit expenses
Limiting expenses means doing other solutions without having to pay too much. For example, the habit of eating out can be replaced by cooking or making your own coffee at home instead of having to buy it outside. In addition, you can wash your private vehicle at home without having to pay a service fee when washing at a paid place. This method is expected to increase your productivity while limiting expenses.